Peanut Butter Pancakes

I tried this at my friends house...my kids and I loved them! Thanks DC!

2 c. pancake mix (the kind that you only need to add water to i.e. Krusteaz)
2 c. water
1/3 c. creamy peanut butter
1/2 c. peanut butter chips
2 ripe bananas, sliced
Chocolate syrup ( I use regular maple syrup)
Lightly sweetened whipped cream, optional

Combine pancake mix, water and peanut butter; mix according to package directions. Stir in peanut butter chips. Cook on hot griddle according to package directions until golden brown. Serve pancakes topped with sliced bananas, syrup and whipped cream.