Bean Dip

From the kitchen of DC

This is a lot like 7 layer bean dip but served hot. It is really yummy!

16 oz. refried beans (I used more and made in 9 x 13)
8 oz. cream cheese, softened
1 c. sour cream
2 tbsp. taco seasoning mix
2 cloves garlic, pressed
2 oz. shredded cheddar cheese (I used more, about 1 c.)
1 can olives, sliced
1 medium tomato, chopped
2 green onion, chopped (I used a small white onion chopped, I didn't have green)
fresh cilantro, chopped

Spread refried beans on pie plate. Mix cream cheese, sour cream, taco seasoning and garlic. Spread on beans. Sprinkle cheddar cheese on top. Top with tomatoes, olives, onion and cilantro. Bake at 350F for 15-20 minutes. Serve hot with tortilla chips.